8 Best Affirm Alternatives & Competitors in 2023 (Free & Paid)

Are you looking for the best alternative to Affirm? If yes, then you have come to the right place.

With affirm, you can pay overtime at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

Affirm is not always the best solution for everyone. In this article, we’ve compiled a list of the 8 best Affirm alternatives and competitors.

Top 8 free and paid alternatives to Affirm

  1. Afterpay
  2. Klarna
  3. Bread Payments
  4. QuadPay
  5. Sezzle
  6. Greensky
  7. Splitit
  8. Earnest

So, let’s read on further to get a complete idea of our top picks for the best Affirm alternative.

1. Afterpay – Overall Best Affirm Alternative

Afterpay is fully integrated with all your favorite stores. Shop as usual, then choose afterpay as your payment method at checkout. First-time customers complete a quick registration, returning customers simply log in. Buy now pay later with afterpay.

2. Klarna – Top Affirm Competitor

Buy what you need today and pay later in 4 payments with klarna. No interest. Available at all of your favorite online stores with the klarna app. The shortcut to shopping, klarna us.

3. Bread Payments – Best Alternative to Affirm

Bread is the buy now, pay later platform built to help the best eCommerce sites grow their business and strengthen their brand. Buy now, pay later built for the future of eCommerce, bread.

4. QuadPay – Best Free Affirm Alternative

Pay in 4 installments and shop online or in-store everywhere that accepts visas, apple pay, & google. Shop smarter! Buy now, pay later with zip, previously quadpay.

5. Sezzle – Top Site Like Affirm

Sezzle empowers shoppers to purchase today, and make 4 interest-free payments over 6 weeks! Increase your conversions, aov, and customer satisfaction. Sezzle, highest-shopper-rated buy now, pay later solution.

6. Greensky – Best Affirm Alternative

The greensky loan program offers fast, easy online loans to help you live better. Improve your home, fix your smile, get in shape.

7. Splitit – Top Website Similar to Affirm

The only card-based solution proven to boost sales, increase conversion and generate higher aov. No applications. No credit check. Seamless integration. Splitit – card-based installment payment solutions.

8. Earnest – Top Rated Affirm Alternative

Earnest offers low-interest loans based on your unique financial profile, including student loan refinancing, private student loans, and personal loans.

Wrapping It Up: What Is The Best Affirm Alternative?

In review, here are our top 8 picks for the best Affirm alternative.

NameUse CaseVisit Website
1. AfterpayOverall Best Affirm AlternativeTry Now
2. KlarnaTop Affirm CompetitorTry Now
3. Bread PaymentsBest Alternative to AffirmTry Now
4. QuadPayBest Free Affirm AlternativeTry Now
5. SezzleTop Site Like AffirmTry Now
6. GreenskyBest Affirm AlternativeTry Now
7. SplititTop Website Similar to AffirmTry Now
8. EarnestTop Rated Affirm AlternativeTry Now
List of Top 8 Affirm Alternatives

As you can see, there are many Affirm alternatives out there that are worth considering.

We hope that this article helps you find a suitable alternative to Affirm based on your specific needs. Feel free to share the article with your friends and help spread the knowledge.

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